TERMS OF USE

Thank you for visiting theequityreleaseguide.co.uk.

These Terms of Use set out important information about who we are and the conditions that apply when using our website and services. By using our site, you agree to be bound by these Terms. Please read them carefully.

Information About Us

The Equity Release Guide is a trading name of Smarter Clicks Marketing Ltd, a company registered in England and Wales.

Registered office: 85 Portland Road, First Floor, London, England, W1W 7LT.

Company number: [insert your Companies House number].

Smarter Clicks Marketing Ltd is a marketing company. We are not a lender, financial adviser, or credit broker.

Our Services

We provide marketing services by connecting consumers with carefully selected, regulated third-party brokers or lenders who are able to advise on or provide equity release products.

When we use the term “our approved specialists”, this refers to the regulated equity release firm we have approved to process your enquiry.

We do not provide financial advice. Any financial services or regulated products are provided by authorised third parties. If you require personalised financial advice, you should consult a qualified and regulated financial adviser.

Accessing and Using Our Website

Access to our website is provided on a temporary basis. We reserve the right to withdraw, suspend, or amend the service we provide without notice. We will not be liable if our website is unavailable for any reason.

You are responsible for making the necessary arrangements to access our site, and for ensuring that anyone who accesses it through your internet connection is aware of and complies with these Terms.

Intellectual Property Rights

All content and material on this website are owned or licensed by Smarter Clicks Marketing Ltd. You may print or download extracts for your personal, non-commercial use only. You may not reproduce, distribute, or modify our materials without prior written permission.

Service Limits

Smarter Clicks Marketing Ltd does not act as a credit broker or lender. Our role is limited to marketing and passing your enquiry to an appropriate third-party firm.

All lending and product availability is subject to status, affordability, and the policies of the regulated broker or lender to whom your enquiry is passed. We cannot guarantee that you will be offered a loan, equity release product, or other financial service.

Reliance on Information

Content on this website is provided for information purposes only and should not be relied upon as financial advice. While we aim to ensure accuracy, we make no guarantees that the information is complete, accurate, or up to date.

Liability

To the fullest extent permitted by law, Smarter Clicks Marketing Ltd excludes all conditions, warranties, and representations that might otherwise apply. We will not be liable for any loss or damage arising from use of this site or reliance on its contents, including indirect or consequential losses.

This does not exclude liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under applicable law.

Communications

By using our services, you agree that we and our approved partners may contact you by telephone, SMS, email, or post in connection with your enquiry.

In some cases, we may also use technology such as artificial intelligence (AI) to assist with communications, including arranging suitable times for calls. While we take care to ensure that the structure and content of such communications are reviewed and approved in line with compliance standards, there may occasionally be errors or wording that is out of place. Smarter Clicks Marketing Ltd accepts no liability for any such errors.

If you are ever uncertain about a communication, you should contact us directly for clarification.

Complaints

We aim to provide an excellent service. If you are dissatisfied and wish to make a complaint, please write to:

Compliance Manager

Smarter Clicks Marketing Ltd

85 Portland Road

First Floor

London

W1W 7LT

We will acknowledge and respond promptly to any complaint.

Viruses, Security, and Linking

You must not misuse our website by knowingly introducing malicious software or attempting to gain unauthorised access. We accept no liability for any damage caused by viruses or harmful material that may affect your equipment through use of our website.

You may not link to our website without our prior written permission.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for information only. We have no control over the content of third-party sites and accept no responsibility for them.

Applicable Law

These Terms of Use are governed by the laws of England and Wales (or Scots law if you are resident in Scotland).

Changes to These Terms

We may revise these Terms at any time by updating this page. You should check this page regularly, as changes are binding on you.

Contacting Us

If you have questions about these Terms, please use our website’s contact form or email info@theequityreleaseguide.co.uk.

Regulatory Status

The Equity Release Guide is a trading name of Smarter Clicks Marketing Ltd. Smarter Clicks Marketing Ltd is a sister company of Smarter Clicks Financial Services Ltd, who are authorised and regulated by the Financial Conduct Authority (FRN 792246).

All content published by The Equity Release Guide is approved by Smarter Clicks Financial Services Ltd.